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UK Salary Calculator 2026/27

Enter your salary, where you live and any student loan. Everything updates instantly.

£
Where you live
Student loan

You take home

£0
£0a month
£0a week
0%effective tax rate
Pie chart of take-home pay, income tax, National Insurance and student loan
0%is yours
  • Take-home£00%
  • Income tax£00%
  • National Insurance£00%
  • Student loan£00%

You work for HMRC until 11:00 every day.

Income taxNational InsuranceStudent loanWorking for you

Based on an 8-hour day and 2026/27 HMRC rates. Spread across the year, everything you earn before … goes in tax.

Work it backwards.

Know what you need to take home? Find the gross salary that gets you there.

Per
£0Gross salary needed
£0Take-home
£0Total tax

Is £0 realistic for your role? Check your market rate free

Your bonus, after tax.

Bonuses go through PAYE with your salary, so they're taxed at your top rate. Here's what lands in your account.

£0You receive
£0Tax on bonus
0%Effective rate on bonus

Pension: the real cost.

Tax relief means every pound you put in costs you less than a pound.

£0You contribute a year
£0Tax relief
£0Real cost to you

That's what you take home. Is it what you're worth?

Upload your CV and see your market rate for your role, free. The full CV audit shows exactly how to close the gap.

Rates: 2026/27 income tax and employee Class 1 National Insurance from HMRC; Scottish bands from the Scottish Budget 2026 to 2027; student loan thresholds from the Student Loans Company guide for 2026 to 2027. Estimate only: assumes the standard tax code (1257L) and no salary sacrifice. Preview note: the existing guide sections from the live UK calculator (FAQs, examples) will be carried over here unchanged at build time, so search rankings are kept.